About Town Lake Lending

Austin Loan Officers

Our team thrives on communication, collaboration, and care – guiding homebuyers and homeowners through each step with clarity and confidence. At Town Lake Lending, we make the mortgage process simple, transparent, and personal.

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Meet the Team at Town Lake Lending

Ken Ziegler

Founder & Loan Officer
NMLS #1642659

Buying or refinancing a home is one of life’s biggest decisions, and Ken believes it should feel empowering, not overwhelming. As the founder of Town Lake Lending, he combines decades of business and lending experience with a hands-on, client-first approach built on education, communication, and trust. Known for professionalism, patience, and proactive guidance, Ken helps clients move from uncertainty to confidence. A husband, dad of four, and youth sports coach, he believes every mortgage is a milestone in someone’s life story.
Expert Lending. Exceptional Experience.

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ken@townlakelending.com

Todd Kurio

Loan Officer
NMLS #216616

With over 30 years of mortgage experience, Todd Kurio has helped thousands of clients achieve their homeownership goals with clarity and confidence. Recognized by Mortgage Originator Magazine as one of the nation’s “Top 200 Originators,” Todd is known for his professionalism, responsiveness, and ability to simplify the lending process. He takes pride in delivering honest guidance, timely communication, and an exceptional experience for every client.
Expert Lending. Exceptional Experience.

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todd@tkmortgagegroup.com

Nora Slyter

Loan Officer
NMLS #216612

For more than 30 years, Nora has helped clients achieve their homeownership goals through personalized mortgage solutions and trusted guidance. Whether you’re purchasing a home or refinancing, she takes the time to understand your needs and match you with the best financing options available. Known for her honesty, transparency, and professionalism, Nora has built lasting relationships and a reputation for delivering an exceptional experience every step of the way.
Expert Lending. Exceptional Experience.

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nora@townlakelending.com

Heather Gross

Loan Processor
NMLS #2493117

As Loan Processor for Town Lake Lending, Heather brings a meticulous eye for detail and a calm, organized approach to every file. With years of experience managing complex loan scenarios, she works closely with underwriters and clients to ensure each step moves smoothly toward closing. Known for her responsiveness, accuracy, and genuine care, Heather helps make the mortgage process clear, efficient, and stress-free. Around the office, she’s affectionately known as the Shohei Ohtani of loan processing – an all-star who does it all.
Expert Lending. Exceptional Experience.

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heather@homestretchprocessing.com

Ty Gosnay

Loan Officer and Leader of Pre-Approval Operations
NMLS #997663

With over 20 years of experience in mortgage lending and financial services, Ty Gosnay combines technical precision with a genuine, people-first approach. As Director of Pre-Approval Operations, Ty helps clients build a clear path to homeownership and also originates select loans each year. Known for his attention to detail, clear communication, and steady guidance, he makes the mortgage process seamless from the very first step. Outside of work, Ty enjoys spending time with his two children, whom he adores.
Expert Lending. Exceptional Experience.

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ty@townlakelending.com

I would proudly recommend Town Lake Lending, and specifically Ken Ziegler and Heather Gross, for your mortgage solutions and questions. They went way beyond my expectations to cover every detail, explain every step, and keep me updated as my refinance was working it's way through the process. This is my fourth experience with Ken. He has mastered the art of mortgage lending. They were very professional, courteous, and prompt with answers, steps, and best ways to guide me through signing for the next chapter in my home ownership. He has shown up personally at each signing, and ensured all items are complete and all parties are satisfied. I felt very comfortable throughout the process, and couldn't speak any higher of true professionals. Ken and Heather are the epitome of Professionals. My gratitude goes out to their entire team for a great experience. If you are thinking of purchasing, you would be remiss if you didn't give them an opportunity to show how smooth the process should be.

– Carl Blankenship

Ken is hands down the absolute best! I did not have the easiest home buying experience due to a condition on the sellers side but Ken was there every step of the way ensuring we had a smooth transaction. He goes above and beyond to explain every update because he wants to educate you so that his client feels confident. I cannot recommend him enough as your starting point if you are in the pre approval process. You will have no regrets with Town Lake Lending. Thanks for everything Ken!

– Panayiotis Christie

Ken Ziegler and his team were excellent. Very professional and informative throughout the whole process. I would absolutely work with him in the future and if you have the chance you should definitely make him your first choice. Thanks Ken!

– Jake Castaneda

Ken was invaluable in our recent home purchase. Easy and efficient in working through the volumes of material needed for a mortgage, fantastic communication, thorough explanations of loan options and any questions I had about the process, great in working with our and the seller's real estate agent, and did some little, unexpected things, that gave us confidence and validated our decisions along the way. I enthusiastically recommend Ken and Town Lake Lending.

– Jason Soll

I will never use another lender. Ken and his team worked to present me several options and talk me through the pros and cons of each. I really appreciated how they took the time to ensure I understood and endorsed our approach to financing and clearly listened to my requirements up front. Thank you Ken!

– Cody Bird

Words cannot express how grateful I am to have Ken Ziegler as my loan representative. From the start until the end Ken made sure I understood every aspect of the loan process and more. Ken made reminders for important milestones to ensure nothing was ever missed, I genuinely expected to be far more stressed than I was throughout my home purchase. Three months after my purchase he's still reaching out to make sure everything is in order. If you're nervous about buying a home or have unanswered questions I recommend Ken Ziegler, he prioritizes understanding your specific needs and can help you setup goals to achieve your first home purchase. Overall, super happy about my home purchase. Thanks again sir for all your hard work and patience.

– Jeremy Morales

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