The Home Loan Pre-Approval Process
At Town Lake Lending, our home loan pre-approval process is simple and can be completed entirely online.
Pre-Approval Streamlines the Buying Experience
Completing the loan pre-approval process enables you to shop for a home with confidence. Once pre-approved, you will know your maximum purchase price and maximum home loan amount, as well as the best type of loan for your individual needs. You will also be better informed financially, with estimates for the total funds you will need and your expected monthly payment.
By completing the home loan pre-approval process, you also enable the Town Lake Lending team to act as advocates for you as a home buyer. Our team will use the information you provide to demonstrate to listing agents how qualified you are—and both agents and the sellers they represent will be confident knowing that your offer is safe and secure.
Here’s How It Works:
Step 1: INITIAL CONSULTATION
We’ll ask questions about you and your goals and assess the best strategies to use when making an offer.
Step 2: APPLY ONLINE
Complete an online application, making sure to include two years of living and work history.
Step 3: ADD DOCUMENTATION
Upload supporting documents into the secure, password-protected portal you create when applying.
Step 4: GET PRE-APPROVAL
We pre-approve you for a home loan by reviewing your application, documents, and pulling your credit report.
Step 5: REVIEW LOAN OPTIONS
We will prepare one or more loan scenarios and schedule a Zoom call to review them with you.
Step 6: SHOP FOR YOUR HOME
With the home loan pre-approval process completed, you can now shop with confidence!
Start Here
Ready to start your home buying journey? Complete an application form and an expert mortgage lender will be in touch to review the details with you.